Free, confidential and impartial help with debt or money related matters
The Way In
Most people who face debt problems have not got there because they have an extravagant lifestyle. They are there because of a change in circumstances: redundancy, relationship breakdown, illness or because they have been living for a long time on a very low income.
The Way It Is
Being in debt can turn your life upside down. It is difficult to cope emotionally and practically. The pressure increases when a court summons arrives, goods are repossessed or the people you owe money to start phoning or visiting you at home. Debt is a stigma. It can lead to shame, guilt loneliness and a feeling of constant stress.
The Way Out
Don't despair. You have legal rights and there are actions you can take. Don't hide from the situation by pretending it isn't happening. Take action. If you do nothing the situation is likely to get worse. Please contact us at LHFC Debt Advice to see if we can help you (see contact details below).
The Service is:
FREE - there is no charge for anything we do.
AVAILABLE - to all who may benefit regardless of age, ethnic background, beliefs or sexual orientation.
CONFIDENTIAL - none of your details will be made available to anyone outside the Service or to any agency unless you give us your permission.
NON-JUDGEMENTAL - we will not pass judgment on the reasons you got into debt. Our purpose is to stand with you and help you cope with the situation and for you to eventually take over responsibility yourself.
COMPETENT - the advisers have been trained to deal quickly and efficiently with debt, creditors and budgeting.
RESPECTFUL -of your right to make your own decisions.
The Way Forward
To find out more, please contact us. Leave a message at any time and we will get back to you. Our trained and supervised team of volunteers will do all they can to help. We can also help with personal and household budgeting working with you to find a way forward through the debt..
LHFC DEBT ADVICE
255 Hunts Pond Road
Phone: 01489 579669
LHFC DECT ADVICE is a community programme of Locks Heath Free Church, based on Christian values and principles and is free and available to all.
Operated under the auspices of Locks Heath Free Church Registered Charity No 1128495